Personal Finance

FILE - In this Aug. 27, 2018, file photo downtown Los Angeles buildings and officer workers are reflected in the front windows by a bank. When applying for a personal loan, some lenders may ask you for information that isn’t on your credit report. In some cases, information like where you live, where you went to school and your major are taken into account. (AP Photo/Richard Vogel, File)
December 26, 2019 - 8:31 am
Would you feel comfortable disclosing your bank account information on a personal loan application? What about your work history? Your college major? That’s what it could take to borrow money from some loan companies that consider alternative data — which can be anything that isn’t in your credit...
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FILE - In this Oct. 27, 2019, file photo Woodbridge firefighter Joe Zurilgen passes a burning home as the Kincade Fire rages in Healdsburg, Calif. California's massive property insurance market is feeling the effects of three straight years of damaging wildfires. Insurers have pulled out of some markets and canceled thousands of policies, forcing regulators to step in and expand a state program that homeowners often turn to as a last resort. (AP Photo/Noah Berger, File)
December 24, 2019 - 2:11 pm
NEW YORK (AP) — Kent Michitsch seemed to be running out of traditional options to insure the home he’s lived in for more than 30 years northeast of San Diego as California’s massive property insurance market reels from three consecutive years of destructive wildfires. Michitsch, 57, has received...
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FILE - In this Nov. 26, 2019, file photo Nick Bierman looks at televisions while shopping ahead of Black Friday at a Best Buy in Henderson, Nev. Holiday shopping doesn't end with Christmas. Bargain hunters can take advantage of fatter discounts on clothing, home decor and other items between Christmas and well into January. (AP Photo/John Locher, File)
December 24, 2019 - 10:07 am
NEW YORK (AP) — Holiday shopping doesn’t end with Christmas. Shoppers can take advantage of fatter discounts on clothing, home decor and other items between Christmas and well into January. In fact, a National Retail Federation survey of nearly 8,000 adults conducted Nov. 27 through Dec. 5 found...
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In this Monday, Dec. 23, 2019, photo, a U.S. soldier carries Christmas gifts from a helicopter to deliver to his comrades on a base near the al-Omar oilfield in eastern Syria. It's an operation is called Holiday Express - in addition to delivering presents, the U.S.-led coalition forces brought a U.S. military band to play Christmas carols and music to several bases in eastern Syria. (AP Photo/Farid Abdul-Wahid)
December 24, 2019 - 8:40 am
SHADDADEH, Syria (AP) — Hundreds of American troops based in Syria have received Christmas gifts thanks to Operation Holiday Express, launched by U.S.-led coalition forces from across the border in neighboring Iraq. This year, Santa's sleigh and reindeer were apparently swapped for a workhorse CH-...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Uncovering an online lender’s true intentions is sometimes as simple as checking their website for a few key giveaways. Knowing how to spot a predatory loan can keep you from slipping into a debt trap. (NerdWallet via AP, File)
December 23, 2019 - 12:19 pm
Your expenses don't end when your paychecks do, but creating a reliable income stream in retirement can be tricky. The right choices can result in sustainable income for the rest of your life. The wrong choices could leave you uncomfortably short of cash. In fact, retirement includes so many...
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FILE - In this June 13, 2019, photo a new home is under construction in Mechanicsville, Va. On Monday, Dec. 23, The Commerce Department reports on sales of new homes in November. (AP Photo/Steve Helber, File)
December 23, 2019 - 9:37 am
WASHINGTON (AP) — U.S. sales of newly built homes increased 1.3% in November from the prior month, a sign that low mortgage rates are pushing up purchases as well as prices. The Commerce Department said Monday that new single-family houses sold at a seasonally adjusted annual rate of 719,000 last...
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This undated self-made photo provided by Nancy Glynn shows Glynn, of Manchester, N.H., with her son Hunter. Glynn works for several non-profits, including MomsRising, a group that advocates for paid parental leave and other policies. As a waitress, she belonged to the group least likely to have paid parental leave: Part-time workers. (Nancy Glynn via AP)
December 22, 2019 - 9:24 am
NEW YORK (AP) — Nancy Glynn could not afford a funeral for her newborn son who died after a premature birth. She was already taking time off from her job as a waitress in Manchester, New Hampshire, to recover from a C-section. Adding to her difficulties, her husband had an unplanned surgery just...
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A letter from President Donald Trump to House Speaker Nancy Pelosi of Calif., is photographed Tuesday, Dec. 17, 2019, in Washington. (AP Photo/Jon Elswick
December 21, 2019 - 1:29 pm
WASHINGTON (AP) — The closing passage in President Donald Trump's impeachment-eve letter to House Speaker Nancy Pelosi had the ring of truth to it. He was writing his thoughts for history, he said. For 100 years from now, "when people look back at this affair.” He is right that this letter passes...
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December 20, 2019 - 4:05 pm
SACRAMENTO, Calif. (AP) — One of Northern California's largest health systems will pay $575 million to settle claims that it used anti-competitive practices to bump up costs for patients, the state's attorney general said Friday, though that falls short of damages sought in a related private...
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Democratic presidential candidate Sen. Bernie Sanders, I-Vt., right, speaks as former Vice President Joe Biden listens during a Democratic presidential primary debate Thursday, Dec. 19, 2019, in Los Angeles, Calif. (AP Photo/Chris Carlson)
December 19, 2019 - 10:00 pm
WASHINGTON (AP) — Seven Democratic presidential contenders tangled Thursday night in the last debate of the year, hard on the heels of President Donald Trump's impeachment. How some of their claims compare with the facts: BERNIE SANDERS, on Biden's proposed health care plan: “Under Joe’s plan we...
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